This product is meant to carter for farmer’s cereals farming needs such as purchase of inputs, certified seeds, labor, ploughing, storage costs etc.


  1. 19% Interest Rate
  2. Payments: Bi weekly /Monthly
  3. Grace Period: 3 months depending on agriculture activity,interest payment during grace period.
  4. 15% Savings for all loans
  5. Loan application fee of  Ksh.500 or 1.5% of loan amount whichever is more
  6. Emergency fund of 1.5% of loan amount